No Interest, no deep credit check, fast and easy financing option.



We don't ask a lot. Our approval process boils down to four, simple questions.

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Income History

Do you have a three-month history with your current employer or source of income?

acima monthly income

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

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Checking Account

Have you had a checking account for at least 90 days?

Acima Checking Activity

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?


Giving Credit Acima

Giving Credit

While many financial institutions may refuse to issue new credit - we will. We give you the opportunity to prove your creditworthiness through performance on a new trade line.

Acima Reports Credit

Reporting Credit

We’ve partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit.


1- Fill out the application

2- See the decision

3- Once you decide to buy invoice will be created

4- Pay only $50 today and get the furniture you want.

5- Pay in 90 days same as cash with no hidden fees or additional costs.


*Application is completely free and it does not affect credit.

After filling out the application you will see a decision if you are approved or not, and you will see the amount you are qualified. Once you decide on purchase we will proceed to creating your invoice. After agreement is signed and $50 setup fee is paid your order will be ready for pickup/delivery.

81.3% Approval Rate!

 If you pay in 90 days, it will be same as cash.No interest. No hidden fees. You will have option to pay weekly, biweekly, twice monthly, monthly on your paydays. Whatever is best for you.




2- Snap Finance 

  • Snap Finance: Bad credit. No credit. Bankruptcy. We're your No Credit Needed financing partner! Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!

  • Snap Leasing Requirements:
  • 3 Months of history with current employer or current source of income.
  • Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
  • Must be 18 years or older to apply and must have a valid SSN or ITIN.
  • $39 processing fee at time of purchase (Credit or Debit Card).

- You can fill out the application in our store or just simply click the link below. Inform us after you're done and we will proceed to completing your order.

Snap Finance Explained